Since 1903, we’ve been helping area farmers — it’s even a part of our name. That continues to this day with friendly, affordable lending.
Key Features
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Competitive Rates
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Customized Terms
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Local Decisions
Agriculture Term Loans
Our catch-all loan for almost all of your agribusiness needs.
- Competitive rates for a wide range of agribusiness-related needs:
- Working capital
- Equipment
- Livestock
- Inventory
- Vehicles
- Real estate
- Irrigation systems
- And more
- Repayment terms customized to fit your operation's unique needs
- Lenders experienced in local agricultural standards
- Fast, local decisions made in Milligan or Cawker City
- Detailed, friendly service from start to finish
Operating Lines of Credit
Keep cash flow strong throughout any season with a line of credit. You’ll only pay interest on the amount you use.
- Competitive rates for a wide range of long-term or seasonal business needs:
- Seasonal fluctuations
- Inventory
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
- Provides greater financial flexibility
- Repayment customized based on your business’s unique needs
- Funds available right as you need them; apply once then use again as needed thereafter
- Revolving credit — as principal is repaid, more becomes available for use
- Only pay interest on the part that's used
- Fast, local decisions made in Milligan or Cawker City
- Attentive, friendly service from start to finish
FSA-Certified Lender Program
Consider this lending option for your new or established family-sized farm.
- Designed to help both new and established family-sized farms receive financing
- Competitively low rates to meet a wide range of agricultural needs:
- Land
- Livestock
- Equipment
- Feed
- Farm improvements
- Farm operating loans available
- Maximum loan amounts up to $1,750,000
- Helpful, customized service throughout the entire process